Google insurance
If you're looking for Google mobile phone insurance and have owned a Google mobile phone for some time, it could be that you own either an HTC or a Samsung smartphone - as these were the two original and preferred manufacturers of smartphones using the Google Android Operating System. The original 
Google mobile phone was the Nexus One by HTC first released in early 2010, by the end of 2010 Samsung had released the Nexus S. The latest incarnation of a Google mobile phone from a preferred manufacturer is now the Samsung Galaxy Nexus. Understandably anyone purchasing the Galaxy Nexus, released at the end of 2011 and which benefits from the Google Android 4 Operating System (code-named Ice Cream Sandwich), will be keen to protect their purchase with adequate Google mobile phone insurance.
Google mobile phones needing insurance
Needless to say, as Android originated as an Open Source project - mobile phone manufacturers wanting to produce low-cost smartphones were quick to catch on to the savings that could be made by using a 'free' Operating System. Subsequently both HTC and Samsung quite quickly started producing a range of smartphones taking advantage of the Android Operating System.
For example – the whole family of Samsung Galaxy or HTC Desire smartphones have proved to be tremendously popular – all which should be protected by Google mobile phone insurance. However, more recently Motorola, LG and Sony-Ericsson have all launched ranges of smartphones using Android. As with most things in an open market, the more competition there is the lower prices become, an effect not only noticeable in the prices of Android smartphones – but also in the price of Google mobile phone insurance deals.
Google mobile phone prices and insurance
As Google mobile phone manufacturers can make savings on the costs of the Operating System they use, compared to their competitors with Apple, MS, RIM or Nokia operating systems – there are some Android smartphones available at seemingly incredibly low prices and certainly below £100. We'll look in a minute as to why you should take out Google mobile phone insurance on such a low cost smartphone.
However, as mobile phone manufacturers can make savings by using the Open Source Android Operating System - they can then use those savings to make higher specification phones than those of their competitors. The result of this is that there are now plenty of Google smartphone models valued at above £100 and £200, with specifications that would cost £300 or more from other manufacturers. Whilst, quite naturally, the more expensive your Google mobile phone is – the more likely you are to be inclined to buy Google mobile phone insurance to protect it; that isn't to say that less expensive Google smartphones aren't worth buying Google mobile phone insurance for.
Why you need Google mobile phone insurance
Quite rightly, everyone these days is wary of sales staff that want to sell extended warranties and insurances for all manner of products that we buy. Google mobile phone insurance is no different to anything else in this respect – or is it?
Google mobile phone insurance, like other mobile phone insurance deals, will cover you for things like accidental loss or damage, fraudulent calls and theft etc – which will all help you to get back in touch with all your contacts as soon as possible by replacing your Google mobile phone within 24/48 hours.
However, and again in-line with other mobile phone insurance deals, what happens if under the terms of the Google mobile phone insurance policy, in the event of the Google mobile phone being damaged but repairable, your Google smartphone has to go away for repair? In the event of that happening you would still need to keep in touch with all of your contacts. So, here it is important to check that your Google mobile phone insurance policy includes an offer to lend you an equivalent Google mobile phone, until yours is returned from being repaired.
You are covered against theft. If it is stolen, it will be replaced.