JCB insurance
For anyone working in a physically demanding job or an environment that is physically demanding - owning a JCB mobile phone is an obvious choice to make, as too will be having JCB mobile phone insurance to protect it. Tough JCB mobile phones aren't just for those involved in the construction industry or those jobs readily associated with things like JCB diggers or trucks. JCB mobile phones are also needed every bit as much by those working in any job exposed to the elements, like harbour workers and farmers, or even workers in an indoor and dusty or humid environment like gardeners etc. Any such occupation inevitably has with it an increased risk of damage or loss to personal property whilst working – making JCB mobile phone insurance a virtual necessity.
JCB mobile phone insurance and your location
The only reason for taking out any insurance policy is so as to ensure that you are not out of pocket or inconvenienced if, for any reason, you lose the ability to use the object insured. In that regard taking out JCB mobile phone insurance could save you far more than just money.
With many JCB mobile phone users potentially working away from home, for example on engineering or construction sites across the country, they may well need a JCB mobile phone insurance policy that will guarantee a replacement phone being sent out to them anywhere in the country, not just to the home address that they register the JCB mobile insurance policy with.
Normal mobile phone insurance policies will only deliver a replacement phone to one address – which unfortunately, would be of little use to you if, in any one week or month you could be working at several locations and needed to be staying during working days near the site. So, when taking out JCB mobile phone insurance – make sure that a replacement phone can be delivered to you at any address where you might be staying.
Also, it will be worth checking that, in the event of you working at a remote site, such as one without a postcode, that the mobile phone insurance company will still be able to get a courier to deliver the replacement phone to you.
Loss and damage JCB mobile phone insurance
Beyond doubt the two most likely reasons for needing to make a claim on a JCB mobile phone insurance policy are through loss or damage to the JCB mobile phone. Whilst mobile phone loss is usually included in a JCB mobile phone insurance deal – make sure you fully understand what is and is not covered in terms of damage to your JCB mobile phone.
The reason for saying this is that increasingly, insurance for mobile phone damage due to water or fluids needs to be added as an optional extra. Given the potential for even a JCB mobile phone being damaged, let alone ruined, by water or fluids in the sorts of environments that they are found in, makes JCB mobile phone insurance cover for all types of damage an absolute essential.
A good workman always takes care of his tools and your JCB mobile phone is, these days, one such tool. However, the potential for you to genuinely lose a JCB mobile phone is immense. Imagine you're using your JCB mobile phone and have to urgently help out with some other task. Putting the phone down - someone else, without any malice intent at all could accidentally cover it over, bury it in some workings, or all manner of things could happen to it rendering your mobile phone lost. In such instances, having the peace of mind that your JCB mobile phone insurance can quickly arrange for a replacement phone to be on its way to you within 24 hours - could make all the difference in terms of your ability to both complete a job, stay in touch with your family and friends and even be notified of the next job you've been asked to do.
You are covered against theft. If it is stolen, it will be replaced.