NEC insurance
At least for the time being, NEC have ceased manufacturing mobile phones, but you can still take out NEC mobile phone insurance. So, unfortunately, should you accidentally lose or have your NEC mobile phone stolen, chances are that the NEC mobile phone insurance policy will be unable to replace your NEC phone with another one – but you might have to settle for another manufacturers mobile phone model. Needless to say, any replacement phone under the terms and conditions of the NEC mobile phone insurance agreement will be at least of an equal capability as the model that was lost or stolen – and may even be a superior one. Of course having said that, the NEC mobile phone insurer might just be able to locate a brand new NEC phone for you from a supplier with some unsold NEC mobile phone stock.
NEC mobile phone insurance and damage claims
If you're disappointed to hear that getting a like-for-like replacement under an NEC mobile phone insurance deal is going to be unlikely these days – that's no reason not to take out NEC mobile phone insurance, indeed it's all the more reason to take it out.
By taking out NEC mobile phone insurance now – should you damage your NEC mobile phone to the extent that it needed to be sent away to an approved NEC repairer – you will be spared the costs of those repairs. If you are committed to retaining the use of your NEC phone – being able to get it repaired at any cost will be important to you.
Without NEC mobile phone insurance you would be liable for the repair costs which, if done correctly and then guaranteed by an approved repairer, would be quite prohibitive and almost certainly be more expensive than simply buying a new phone. But, if you really don't want a new/different phone – repair is your only option, so why not get a NEC mobile phone insurance company to pay for it.
Read the small print on NEC mobile phone insurance policies
Reading the small print of any insurance deal is important and reading the small print of an NEC mobile phone insurance contract is no different. This is especially important for NEC phones, now that they're no longer being made. No matter who you take out your NEC mobile phone insurance with they will assume that, in the event of you needing to make an insurance claim, you will have taken all reasonable precautions to avoid the phone being lost, stolen or damaged. With regard to your phone being stolen this will usually mean that it is near your body and/or was within your sight when it was stolen.
Whilst loss of your phone will be covered under an NEC mobile phone insurance offer, you might have to provide a statement showing that you weren't being negligent at the time of the loss. Regarding damage to your phone and getting it repaired under the NEC mobile phone insurance contract – it will have to be apparent that the damage was accidental and not deliberate or malicious. An option you might also want to consider in your NEC mobile phone insurance deal is taking out breakdown or extended warranty cover.
Although your mobile phone will have been covered by the standard 12 month manufacturers warranty – what if it breaks down after that 12 month period? You could be in the same position as if it had been accidentally damaged – having to pay for expensive approved NEC repairs. By adding breakdown cover to your NEC mobile phone insurance you can protect your self from that extra expense and keep on using your favourite NEC mobile phone for longer.
You are covered against theft. If it is stolen, it will be replaced.