Nokia insurance
Once the behemoth of mobile phones - Nokia are still making some of the best mobile phone models, all of which are worthy of being protected with Nokia mobile phone insurance packages. Although, at least for the time being, they're persisting with their Symbian Operating System the very latest Nokia models, like the Nokia E-600 and N900, are clearly aimed at giving the Blackberry and iPhone respectively a run for their money. Needless to say, mobile phones of that sort of standard don't come cheap and the relatively small extra cost of taking out Nokia mobile phone insurance is surely a sensible thing to do.
Getting the best deal on Nokia mobile phone insurance
Wherever you buy your new Nokia mobile phone from, even online, you'll be asked about taking out mobile phone insurance for it. Being so reasonably priced, possibly even for less than £2 a month, many Nokia phone buyers simply accept the offer made to them by the salesperson or website for their Nokia mobile phone insurance without really thinking about it. It's quite a natural reaction of course, you've just paid for a brand new phone and will be eager to protect your purchase as quickly and best you can.
However, you simply can't be sure that this first Nokia mobile phone insurance offer really is the best one you can get. On the basis that few people buy a new phone on an impulse, when you're researching which phone you want to buy and who has the best deals on them, you should also research where to get the best insurance deals are too. For a Nokia phone all you need to do is search for something like Nokia mobile phone insurance – and compare the deals on offer. Having found one you like, when you buy the phone if the store can't match that deal – get online as soon as you can and arrange the Nokia mobile phone insurance over the internet.
Nokia mobile phone cover and contracts
It might yet prove to be the case that the company you buy your new Nokia from does also have the best deal on Nokia mobile phone insurance. If so, and you're going to have the Nokia phone on a pay monthly contract, it could be that you can get the Nokia mobile phone monthly fee added on to the phone rental fee, meaning that you only have one payment going out a month for both the phone and the Nokia mobile phone insurance. This should make keeping track of your finances easier, as you only need to look for that one payment on your statements to make sure that both your network provider and the Nokia mobile phone insurance provider are being paid properly.
Insuring an older Nokia mobile phone
Nokia mobile phone insurance policies can be bought for any Nokia phone and at any time – not just when you are buying a new one. However, you should be aware that most Nokia mobile phone insurance contracts will have clauses in them that will only allow claims to be paid in full if your phone is less than 2 years old. The reason for this is simply that any electronic equipment will naturally lose some of its value over time and mobile phones are no exception to this.
So, for example, a 3 year old Nokia mobile phone needing replacement under a Nokia mobile phone insurance agreement might have the maximum amount you can claim reduced by 10%, compared to the original full price or the price of a like-for-like replacement. Such reductions are usually made at 10% for every extra year thereafter until, in all honesty, taking out Nokia mobile phone insurance on a 9 year old Nokia phone is probably not worth it unless you would definitely want it to be repaired if ever it was accidentally damage.
You are covered against theft. If it is stolen, it will be replaced.